# How estate planning attorneys request a mortgage statement from clients

Source: https://dokutrak.com/requests/estate-planning-attorneys/mortgage-statement
Author: Arthur Teboul, DokuTrak
Published: 2026-11-10
Language: en-US

> Ask for the latest monthly mortgage statement for each property with a loan, including a second home, a rental or a home equity line. It identifies the property, the borrowers and the loan servicer, so you can match each home to its recorded deed and plan how it moves into the trust.

## Why estate planning attorneys need a mortgage statement

Real estate is often the largest asset in the plan, and it usually goes into a revocable living trust by a new deed. The mortgage statement confirms which properties carry a loan, who signed for it and which servicer holds it. It does not show how title is held: that, and the legal description you need for the new deed, come from the recorded deed itself.

## What exactly to ask for

The most recent statement for each loan, the page with the property address, borrower names, loan number and servicer contact details. Ask also for a copy of the deed, or the county where it was recorded, since vesting and the legal description live there. Include reverse mortgages and lines of credit secured by a home.

## What to check when it arrives

- The property address matches a property on the client’s list and on the deed you pull.
- The borrower names match the owners on the deed; a spouse on the loan but not on title is worth a question.
- The servicer name and loan number are readable, in case the lender should hear about the transfer.

## Email to send your client

Subject: Your mortgage statement for your trust

```text
Hi [Client name],

As we get ready to place your home in your trust, I would like to see the latest mortgage statement for each property that still has a loan, including a home equity line or a second home.

The PDF from your lender’s website is ideal. If you have a copy of your deed at home, please send that too; it shows exactly how the property is held today. If you do not have it, no worry, I can find it with the county.

Could you send these by [date]? Call me if anything is unclear.

Kind regards,
[Your name]
```

## Ask once. DokuTrak does the chasing.

- Your client uploads from one link, with no account and no password.
- Reminders go out on a schedule, by default 2, 5, 10 and 14 days after the request, until the file arrives.
- With AI review switched on in your workspace (it is off by default), each upload gets a first pass that flags a file that is not a mortgage statement or an unreadable or blurry scan. It says so when it is not sure.
- You accept every file or mark it for re-upload, and your client gets the note by email. The AI never accepts a file.

14-day free trial, no card. Add one only to keep going.