# How bankruptcy attorneys request a credit card statement from clients

Source: https://dokutrak.com/requests/bankruptcy-attorneys/credit-card-statement
Author: Arthur Teboul, DokuTrak
Published: 2026-11-13
Language: en-US

> Ask the client for the most recent statement of every credit card, store card and line of credit they owe on, including cards already sent to collections. Each statement gives you the creditor’s name, mailing address, account number and balance for Schedule E/F, and shows recent charges and cash advances the trustee may ask about.

## Why bankruptcy attorneys need a credit card statement

Every unsecured creditor has to be listed on Schedule E/F with a correct address so it receives notice of the case. A creditor left off the list can cause trouble later. Recent statements also show charges and cash advances made shortly before filing, which creditors and the trustee sometimes question, so you want to see them first.

## What exactly to ask for

The latest statement for each card, all pages, plus any collection letters if the account was sold or assigned to a collector. Ask the client for a list of every card they have used in the past year, including store cards, and to include cards with a zero balance that they still hold.

## What to check when it arrives

- The creditor’s billing address and account number are readable for Schedule E/F.
- Charges and cash advances from the last few months are reviewed before filing.
- Accounts in collection show the current holder, not only the original card issuer.

## Email to send your client

Subject: Your credit card statements

```text
Hi [Client name],

I know opening these envelopes can be stressful. You do not need to read them or sort them out; that is my job now.

Please send me the most recent statement for every credit card, store card or line of credit you owe on, including any that went to a collection agency. If you have collection letters, send those too. A PDF from the card’s website or a clear photo of each page is fine.

Could you send what you have by [date]? If you are not sure you have them all, send what you find and we will fill the gaps together.

Warmly,
[Your name]
```

## Sources

The rules above come from these primary sources. Check them, and your local rules, before you rely on them.

- [Official Form 106E/F (Schedule E/F)](https://www.uscourts.gov/sites/default/files/form_b106ef.pdf)
- [Fed. R. Bankr. P. 1007(a)(1), (f)](https://www.law.cornell.edu/rules/frbp/rule_1007)

## Ask once. DokuTrak does the chasing.

- Your client uploads from one link, with no account and no password.
- Reminders go out on a schedule, by default 2, 5, 10 and 14 days after the request, until the file arrives.
- With AI review switched on in your workspace (it is off by default), each upload gets a first pass that flags a file that is not a credit card statement or an unreadable or blurry scan. It says so when it is not sure.
- You accept every file or mark it for re-upload, and your client gets the note by email. The AI never accepts a file.

14-day free trial, no card. Add one only to keep going.